Terms and Conditions for the MindBuy App

Last updated: 26 August 2026

§ 1 Provider and Scope

(1) The provider of the MindBuy app is:

(2) These Terms and Conditions apply to the use of the MindBuy mobile application (hereinafter the "App"), including all paid add-on features, by consumers and business users (hereinafter the "User").

(3) Deviating terms proposed by the User do not become part of the contract unless the Provider expressly agrees to them in writing (text form).

(4) The App is downloaded, and any paid subscriptions are processed, via the Apple App Store or Google Play. These processes are additionally subject to the terms of the respective store operator. Apple and Google are not parties to these Terms and Conditions and are neither responsible for the App nor obligated to provide support for it.

§ 2 Subject Matter of the Contract

(1) MindBuy is an application designed to help users make more deliberate purchasing decisions. The User can record planned purchases, set waiting periods, document decisions, and view statistics.

(2) The exact scope of functionality follows from the current description in the App Store or Google Play, as well as from the presentation within the App.

(3) The App is offered in a free basic version and with extended functionality as part of a paid subscription.

§ 3 No Advisory Service

(1) MindBuy is intended solely for personal self-organisation. The App does not constitute financial, investment, legal, or debt counselling, and does not replace medical, psychotherapeutic, or addiction-therapy treatment.

(2) All notices, evaluations, and recommendations provided within the App are non-binding. The User is solely responsible for decisions concerning purchases, expenditures, or financial obligations.

(3) Should signs of compulsive buying or financial hardship arise, the User is advised to seek professional help (e.g. debt counselling, addiction counselling services, a physician, or a therapist).

§ 4 User Account and Conclusion of Contract

(1) Use of the App requires the creation of a user account. The contract for use of the App is concluded between the User and the Provider upon completion of registration.

(2) Natural persons aged 18 and over are entitled to use the App. Minors aged 16 and over may only use the App with the consent of a parent or legal guardian.

(3) The User is obliged to provide truthful information during registration and to keep their access credentials confidential. The Provider must be notified without delay of any suspected misuse.

(4) There is no entitlement to registration.

§ 5 Subscription, Prices and Payment

(1) Paid subscriptions are concluded as an in-app purchase via the respective store. The respective store operator is the contracting party for the payment transaction; payment, invoicing, and refunds are governed by that operator's terms.

(2) The applicable prices and subscription terms (monthly or annual) are displayed in the App before the subscription is concluded. All prices are final prices.

(3) The subscription automatically renews for the selected term unless cancelled via the account settings of the respective store at least 24 hours before the end of the current period.

(4) Cancellation and management of the subscription take place exclusively via the subscription management of the Apple App Store or Google Play. The Provider has no technical means to cancel or refund subscriptions directly.

(5) If a free trial period is offered, it automatically converts into a paid subscription upon expiry unless cancelled in time.

(6) Price changes will be announced to the User in good time before they take effect. They apply only to future billing periods. The User may cancel the subscription up until the change becomes effective.

§ 6 Right of Withdrawal

(1) Consumers are generally entitled to a statutory right of withdrawal for contracts concluded for payment. As the contract is concluded via the respective store, the exercise of the right of withdrawal is governed by the terms of the store operator; refund requests must be submitted there.

(2) The right of withdrawal expires for contracts concerning digital content and services once the Provider has begun performance of the contract, the consumer has expressly consented to this, and has confirmed their awareness that the right of withdrawal is thereby lost (Section 356(5) of the German Civil Code, BGB).

§ 7 Usage Rights

(1) For the duration of the contract, the Provider grants the User a simple, non-transferable, non-sublicensable right to use the App on the User's own end devices for personal, private purposes.

(2) In particular, the following are not permitted: reproduction, modification, decompilation (except where legally permitted), rental, transfer to third parties, and commercial exploitation of the App or its content.

(3) All rights to the App, its content, trademarks, and design elements remain with the Provider or its licensors.

§ 8 User Obligations

(1) The User undertakes not to use the App in an abusive or unlawful manner, in particular not to circumvent protective mechanisms, not to carry out automated access, and not to impair the functionality of the Provider's systems.

(2) The User is solely responsible for the data they enter into the App. It is recommended not to store particularly sensitive data of third parties in the App.

(3) The User is responsible for the technical prerequisites for use (end device, operating system version, internet connection); any costs incurred thereby are borne by the User.

§ 9 Availability, Changes and Updates

(1) The Provider strives for the highest possible availability of the service but does not guarantee uninterrupted availability. Maintenance work, internet disruptions, or force majeure may lead to temporary restrictions.

(2) The Provider is entitled to further develop the App, and to adapt or discontinue features, provided this is reasonable for the User and the core functionality contractually owed is maintained for the duration of any paid subscription.

(3) The installation of updates may be required for the App to be used as intended.

§ 10 Term, Termination and Account Deletion

(1) The free-of-charge contract for use runs for an indefinite period and may be terminated by either party at any time without notice. The User may delete their account at any time in the App's settings.

(2) The term of paid subscriptions is governed by § 5.

(3) The right to extraordinary termination for good cause remains unaffected. Good cause exists for the Provider in particular in the event of significant or repeated violations of these Terms and Conditions.

(4) Upon deletion of the account, the stored user data will be deleted in accordance with the Privacy Policy. Users are advised to export any data they wish to retain beforehand.

§ 11 Warranty and Liability

(1) The statutory rights concerning defects apply; for paid digital products, this includes in particular Sections 327 et seq. of the German Civil Code (BGB).

(2) The Provider is liable without limitation for intent and gross negligence, for fraudulent concealment of a defect, and for injury to life, body, or health.

(3) In cases of simple negligence, the Provider is liable only for breach of a material contractual obligation (cardinal obligation) and limited to the typical, foreseeable damage.

(4) Liability is otherwise excluded. Liability under the German Product Liability Act (Produkthaftungsgesetz) remains unaffected.

(5) The Provider is not liable for the User's financial decisions (§ 3), nor for data loss resulting from the User's failure to create their own backups.

§ 12 Data Protection

Details on the processing of personal data can be found in the Privacy Policy, available at mindbuy.app/en/privacy-policy/ and within the App.

§ 13 Changes to these Terms and Conditions

(1) The Provider may amend these Terms and Conditions to the extent necessary due to changes in the legal situation, case law, technical developments, or an expansion of the service offering, and provided the User is not unreasonably disadvantaged as a result.

(2) Changes will be communicated to the User at least six weeks before they take effect, in text form or via the App. If the User does not object within six weeks, the changes are deemed accepted; the User will be separately notified of this in the communication. In the event of an objection, either party may terminate the contract with effect from the date the change would have taken effect.

§ 14 Dispute Resolution

The European Commission provides a platform for online dispute resolution. The Provider is neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

§ 15 Final Provisions

(1) The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods (CISG). For consumers, this choice of law applies only insofar as it does not deprive them of the protection afforded by mandatory provisions of the law of the country of their habitual residence.

(2) If the User is a merchant, a legal entity under public law, or a special fund under public law, the place of jurisdiction is the Provider's registered place of business.

(3) Should individual provisions of these Terms and Conditions be invalid, the validity of the remaining provisions remains unaffected.

Last updated: 26 August 2026